TVM: Time Value of Money

PDF Scanner App - Free Document Scanner & Scan PDF is a versatile mobile application that transforms your smartphone into a powerful scanning tool. Designed to cater to the needs of professionals, students, and anyone who requires high-quality document scanning on the go, this app offers a range of features that make it both efficient and user-friendly. With the ability to scan various types of documents, including files, IDs, books, and photos, this app ensures that you can digitize your important paperwork with ease. The app stands out with its advanced features, such as automatic document edge detection and perspective correction, which help you capture clear and precise scans every time. Users can enhance the quality of their scans either automatically or manually, ensuring that every detail is captured perfectly. Additionally, the app allows you to organize your scans into folders and subfolders, making it easy to manage and retrieve your documents. PDF Scanner App also supports Optical Character Recognition (OCR), enabling you to extract text from images and convert it into editable formats. Whether you need to create PDFs in various sizes or convert images to PDF files, this app provides the flexibility and functionality to meet your scanning needs. Moreover, users can print scanned documents directly from the app, further simplifying the process of managing physical and digital documents.

BMO Mobile Banking The BMO Mobile Banking app makes managing your finances quick and easy, allowing you to complete everyday transactions on the go. With a user-friendly interface and robust security features, you can confidently bank anytime, anywhere, knowing that your information is protected by BMO’s 100% Electronic Banking Guarantee. Key Features: Account Management: View your banking, credit card, mortgage, and investment balances all in one place with the Account Summary. Access detailed transaction history for any of your accounts. Transfers and Payments: Transfer funds between accounts, including cross-currency transfers, and send Interac e-Transfers. Easily add or edit e-Transfer recipients, pay bills, manage payees, and schedule future-dated payments. Credit Card and Mortgage Details: Get detailed information on your credit card balances, due dates, minimum payments, and mortgage details. Check funds on hold for your bank accounts. Appointment Booking: Conveniently book appointments with a BMO representative directly through the app. Quick and Secure Sign-In: Save your frequently used BMO Debit or credit cards with personalized nicknames for fast and secure sign-ins. Locate Branches and ATMs: Find BMO branches and ATMs near you with the built-in locator feature. Getting Started: To use the BMO Mobile Banking app, simply sign in using your existing BMO Online Banking credentials. If you’re not yet registered for Online Banking, visit the BMO website to sign up. Experience the convenience and security of managing your finances on the go with the BMO Mobile Banking app.

Quick Actions for Threema is a utility app that effortlessly connects your Threema messaging experience right from your homescreen. This app enhances your social networking by allowing quick access to your Threema contacts and chats. With features like instant messaging access, customizable shortcuts, and seamless integration, this app is ideal for those who value efficient communication. Designed for Threema users, this app provides a faster and more intuitive way to stay connected.

Find My Phone is an indispensable app designed to help you locate your lost or misplaced smartphone with ease and efficiency. Whether you've left your phone in an unfamiliar place, can't remember where you last had it, or it has been stolen, this app provides the tools you need to find it quickly. Using advanced GPS technology, Find My Phone can accurately pinpoint the location of your device on a map, allowing you to see exactly where it is in real-time. The app goes beyond simple location tracking by offering features such as remote ringing, which makes your phone ring loudly even if it’s set to silent, and remote locking, which secures your phone with a passcode and displays a custom message on the lock screen. If necessary, you can also use the app to erase all personal data from your phone, ensuring that your information stays safe and private even if the device cannot be recovered. With Find My Phone, you can also locate other devices connected to your account, such as tablets or smartwatches, making it a comprehensive solution for keeping all your devices safe. Easy to set up and use, Find My Phone is a must-have app for anyone looking to protect their valuable devices and the personal information they contain.

SpeedSter Delivery is a fast and reliable delivery service that allows customers to order a wide variety of goods and have them delivered quickly to their doorstep. The service focuses on offering same-day delivery or express delivery options for various items such as groceries, food, parcels, and more. SpeedSter Delivery partners with local businesses to bring their products directly to customers with a focus on speed and efficiency. The app is designed for those who need quick and reliable service, whether for everyday items, last-minute orders, or emergency deliveries. The app provides features such as real-time tracking, contactless delivery, and multiple payment options, making it convenient for users to receive their deliveries without leaving their homes.

Marine Martial Arts is a comprehensive health and fitness application designed to enhance your martial arts skills and physical conditioning. This app offers curated reference materials and training modules to help you learn and apply various techniques from marine martial arts disciplines. Discover the advantages of tailored workouts, technique tutorials, and expert guidance, all designed to improve your physical fitness and self-defense abilities. Ideal for martial arts enthusiasts and fitness seekers, this app can be your ultimate training companion.

Foodbymaria Delicious Recipes is a versatile app designed to inspire and simplify your cooking experience. Discover a world of culinary delights with its rich collection of recipes tailored for food enthusiasts. With a focus on easy-to-follow instructions and diverse cuisine options, this app will be your go-to resource for creating delicious meals. Enjoy features such as customized meal planning, step-by-step cooking guides, and ingredient lists to enhance your cooking journey.